Ramifications of Co-Signing

Some times a friend or family member wants to buy a house, they ask you to co-sign on a loan because they don’t qualify. They assure that they’ll make the payments, they’re quite convincing and very appreciative. You don’t want to disappoint them and after all, it’s not ...

As rates are inching up but still very affordable, buyers should remember that there is an alternative to a fixed rate mortgage that can provide the lowest cost of housing for the homeowners who understand the parameters.A $300,000 fixed-rate mortgage at 4% has a principal and interest payment ...